Build Credit Quickly
With Secured Credit Cards


  • Instant approval for up to $5000.00 in unsecured revolving credit!
  • Payments automatically reported to Experian, Equifax, and TransUnion!
  • Lower your credit utilization and treat your special someone to fine jewelry while building credit!
  • Order a minimum of $100 in jewelry purchases on your first order, then unlock NO ORDER MINIMUMS
  • Annual membership fee of just $99.00 (due at time of joining), then NO MONTHLY FEES
  • Requires a 50% down payment on items purchased until 12 months of good payment history established


  • Fast Approval for revolving credit accounts up to $5000.00
  • Payments automatically reported to Equifax, and TransUnion!
  • Low Monthly Payments on Balance
  • Annual membership fee of $95.00, then NO MONTHLY FEES
  • Place a minimum of $100 in products in your shopping cart and click checkout to complete the online Credit Account application.

If you’ve had trouble getting approved for a credit card, then a secured credit card might be a great option for you.

What is a Secured Credit Card?

These cards require a cash collateral deposit, which serves as a credit line for the account. Secured credit cards are a great option for those on the path to getting perfect credit again. Secured credit cards are also easy to get, even if you have bad credit or no credit history.

What are the Benefit of Secured Credit Cards?

Secured credit cards can help establish or rebuild your credit. Each month, your balance and payments will reflect on your credit report for all three credit bureaus. Most secured credit cards don’t require a credit check or a minimum credit score.

This process will help you achieve your credit goals much more quickly and easily. Ultimately, a secured credit card could be a piece of the puzzle that helps you gain financial freedom and a better future. 

Affiliate Disclosure: is an affiliate of and is compensated on a per sale basis for each credit card that is approved via the links on our website. 

How Do I Apply for A Secured Credit Card?

Each of our preferred credit card offers listed on this page will help you build credit securely, though each card may have its pros and cons. Scroll through our list of available secured credit card offers here to find one that is a good match.

Once you’ve found a card that you qualify for, you can click “Apply Now” to begin the process. Speaking with a credit specialist can also help you choose the right card for you. 

Not sure which secured credit card is right for you?

Schedule a FREE 10-minute Consultation with one of our FICO Pro Certified Credit Repair Specialists to start building your credit the smart way with The Credit Gym.